Saturday, September 13, 2014

The Golden Vlog Series Volume 1

Hey!  I linked up with Faith at Life w/ Mrs. G and the Artist and her co-hosts Jessica, Elizabeth, and Sarah for the Golden Vlog Series!  This is my first-ever attempt at vlogging, so excuse my awkward mouth movements and eye-shiftiness.

This month’s topic is “Introduce Yourself.”  There are a series of questions to answer so that people can get to know you a little better :)

After you watch, link up to the Golden Vlog Series post and join in!


Life w/ Mrs G & the Artist

What did you think of my first vlog? 

Chocolate Coconut 7 Layer Bars Recipe

baked Chocolate Coconut 7-Layer Bars in pan

A while back, I made Chocolate Coconut 7 Layer Bars for the first time.  I had eaten them a couple times, usually bought from little bakeries and coffee shops as a rare treat.  I was blown away by how easy and delicious they were!  The real secret to why these 7 Layer Bars bars are so incredible is dulce de leche: the caramel-y, sticky, heavenly result of cooking sweetened condensed milk.

My version was adapted from this recipe to suit my tastes and available ingredients better.

Prep time: 10 min                                 Cook time: 25 min

Ingredients
1 stick (8 tablespoons, 1/2 cup) salted butter
1 1/2 cups crumbled shortbread cookies (I used Keebler brand)
1 1/2 cup shredded coconut
1 cup sliced almonds
1 1/2 cups semisweet chocolate chips
1 14-oz can sweetened condensed milk

Instructions
1. Preheat oven to 350° F.
2. Melt butter in a saucepan and pour into a 9x13" glass pan.
3. Use your finger or a paper towel to smear some of the melted butter up the side of the pan.
4. Sprinkle cookie crumbs evenly over butter.
5. Layer half the coconut on top of the butter-cookie base.
6. Sprinkle almonds over coconut.
7. Layer chocolate chips over almonds.
8. Add remaining coconut.
9. Drizzle the sweetened condensed milk as the last layer.
10. Bake for 25 minutes.  The coconut should be lightly browned and the sweetened condensed milk should look sticky and bubbly.
11. Cut into squares and refrigerate up to 1 week.

A closer look at the sweet, gooey wonderfulness:



Have you ever tried Chocolate Coconut 7 Layer Bars?  What other dessert bar recipes do you recommend?  Leave your recipe links below!

Friday, September 12, 2014

21 Goals Before I Turn 21


Blog
  1. Grow my blog to 1,000 monthly readers
  2. Start making money from my blog (Once #1 is complete, I will make this a concrete number)

Financial
  1. Save at least $1000 total for retirement (hey, the sooner you get started, the better!)
  2. Increase the amount I put into retirement each month to $50
  3. Expand my emergency savings fund to $1000
  4. Get a mutual fund (I need to do more research on this…)
  5. Be financially independent (this may not be all that realistic, but hey, why not try?)
  6. Save enough money to travel to Europe
  7. Pay my outstanding tuition bill down to $0
  8. Have a student loan repayment schedule in place

Academic
  1. Get published in a scientific journal
  2. Raise my cumulative GPA to 3.85
  3. Get a 4.0 at least one term
  4. Be 75% finished with my thesis
  5. Complete my Medical Humanities Certificate

Personal
  1. Know how to cook 21 meals
  2. Learn to play another instrument
  3. Start a business (I have plans, man)
  4. Improve my Spanish speaking to conversation-level
  5. Live alone for a year
  6. Find flute lessons

What are your goals for the next year or two?

Monday, September 8, 2014

5 Envy-Inducing Libraries


I love libraries.  My future house will definitely have one.  Add a great book, a hot cup of tea, and a light blanket, and I may never leave!  Some of my favorite spaces:
[via]
The color scheme of this space invites light to come illuminate the room.  The use of the loft space and the awkward ceiling/wall angle is very creative.

[via]
That ceiling!  That woodwork!  That carved spiral staircase!  George Lucas built this research library in the 1970s out on Skywalker Ranch in California.  It houses over 27,000 books, plus other materials (movies, periodicals, etc).

[via]
 Plenty of natural light to read by, minimalist staircases and ladder, and even more space above!

[via]
Perfect use of a little corner in a small apartment.  I love the armchair and the placement of the space (right by a window for TONS of natural light!!).  Cozy, quirky, and downright adorable.

[via]
A little eclectic, not too organized, and creative seating!

What do you like in a library?  Airy, bright colors and lots of natural light, or dark woods, cozy spaces, and golden sconces?  Leave a comment below!

Tuesday, August 12, 2014

How To: Budget In Excel

When I got my job and an apartment, I knew it was time for me to figure out how to budget.  There are lots of printable worksheets available online, but most of them weren’t quite right for me.  I needed something easily changeable, and since I don’t have expenses like car insurance, there are many categories on typical budget worksheets that I just don’t need.  Excel is easy to use and does the math for you!  One thing I really love about this system is that as soon as I add an expense or paycheck, Excel automatically updates the new total without any hassle.

Here’s what I did:

  1. Open an Excel spreadsheet.  Label each category as follows:
    • Date
    • Credit
    • Debit
    • Total
    • Notes

  1. The first entry is “Beg Bal,” meaning the beginning balance of all your checking accounts only.  I also put the same value into the “Total” field for easier math purposes.
    • NOTE: I copied the format of my actual budget and changed all of the numbers (expenses and paychecks), because I’m not comfortable displaying information about my real finances on the internet.

  1. In each category, put the date, a value into either credit (money coming in, i.e. paycheck) or debit (a purchase), and a notation of what the transaction was.  I’ll get to the “total” part next :-)  If the transaction was taking money out, make sure to put a minus sign before the value to make sure the total gets calculated correctly!

  1. For the “Total,” type     =D3+B3+C3     into cell D4.  This adds the beginning balance and the credit or debit amount and spits out the new total balance!


(“PP10” means “Pay Period 10,” FYI)

  1. I estimate my future expenses and income based on current and past values, but as soon as I can use the actual value, I put it in so I don’t lose track of how much I’ve actually spent.
  2. And that’s it!  When I’m estimating expenses, I sometimes add an extra $5-10 onto the cost I think it will be, so I have a little wiggle room and won’t overdraft my account!  Likewise, I enter roughly $10-20 less than I expect for income, so that if more tax gets taken out than I anticipate, I’m not surprised.  If I get more than I had originally thought, it’s like a little gift!

Here’s a screenshot of my budget in its early stages :-)


*The only problem I have with this system is that it doesn’t tell me which accounts have the money I need.  I just have to check my balances to make sure the money gets taken out of the correct account(s).  More on my money transferring system is coming in another post!*

While not on this particular budget snapshot, I also have money going towards my savings, which I count as an “expense,” because I won’t be using that money to buy anything.  I have money transferred out of my checking into my savings on an automated system every time I get paid, so I don’t have to think about it :-)


Wednesday, June 4, 2014

10 Things I Learned From My Freshman Year In College


1. It's okay to say "no."
This is something that I've had trouble with quite a lot throughout school (high school and college).  I try to satisfy everyone, and I end up committing to more than I can handle.  People will usually understand that sometimes, you just don't have the time.

2. It's okay to change your major.  And your mind.
They say that the average undergrad changes their major 4 times during their college career.  I (probably) won't be changing it again, since I'm very happy with my decision to change, but even if you change your mind 4 times, it's going to be okay.  I switched from bioengineering (no bio, go figure) to microbiology so that I could pursue my passion for biological sciences, and it was a really difficult decision, but it ended up being one of the best decisions I've made during college.

3. Not going out does not make you old or a square.  Or an old square.
I've only been "out" twice this entire year, with my friends.  A lot of my peers go out frequently, sometimes every weekend night.  Props to you if that's your thang and all, but I choose not to partake.  And it's okay.  I prefer to drink some tea, catch up on my favorite blogs, watch 3 episodes of Gilmore Girls, and go to bed at 11:00.  Mostly, I just don't feel like it.  And that's perfectly fine.  No one will judge you (and if they do, you need better friends).

4. It's (sometimes) okay to eat pasta 3 nights in a row.
Not healthy, but okay.  Sometimes that's all you have the energy to cook, and it just tastes so darn good.  Pasta is probably one of my all-time favorite foods.  Just eat a salad and some fruit the next day and try not to feel too guilty.  Still, you should probably learn how to cook real food.

5. It's okay to skip a workout.
I didn't work out until the end of winter term.  I'm a lot better about going to the gym now, but there are some days when I'm just not feelin' the vibe.  It's better not to, but if you don't go one day (or two), forgiving yourself and moving forward is the best thing to do.  Everyone needs a break.

6. Occasionally not going to class is acceptable (gasp).
Is college expensive?  Ridiculously so.  Should you be trying to go to all of your classes?  Obviously.  But when you've stayed up until 3am finishing a paper (even though you know you should've started it sooner, but you didn't), sleeping in your 8am class isn't doing you any more good than sleeping at home through your 8am class.  Or if you're just having one of those days where you just can't deal, skipping Health isn't going to drop your GPA, and your mental and emotional health will be all the better for it.  Side note: make friends the first week so when this happens, you and said friend can be note-swapping buddies.  As long as they take good notes.

7. Naps are good.
Become a master of the 20-minute power nap, and it will change your life.  A word of caution: lying down for hours at a time is incredibly damaging to your physical, mental, and emotional health, so one short nap per day should be the limit.  Otherwise, it could become a serious problem.

8. It is NOT okay, however, to sleep through your life.  The purpose of college is to get your degree (in my opinion, college is not about "finding yourself"- it's way too expensive.  It will probably happen by degrees (punny!), but that's not the whole point); however, life, especially careers, is largely about who you know.  My current employment story is a testament to that!  If you never leave your room, you will never meet people or have meaningful experiences, and you will end up being rather lonely and sheltered (and boring).  Despite the prevalence of technology in our society, you should not live your life online.

9. Don't rest on your laurels.
This is a huge no-no.  I was valedictorian in high school without much effort.  I had a small graduating class, and classes were at least 85% participation/homework based.  So if you showed up, raised your hand once or twice, and did most of your homework, you were likely to get a pretty good grade.  Because of this, I didn't really know how to effectively study or manage my time.  College hit, and WHAM, big trouble.  Now, I know what works for me and what doesn't, and I've learned (the hard way) that relying on your high school knowledge to get you through the first term of general chemistry is not the way to go.  Realize that the standards and grading policies in college will challenge you.

10. Corollary: Be a better person than you were in high school.
Even if people liked you and you were a pretty nice person, try to find something you can improve upon.  Don't exclusively talk to your high school friends (but don't forget about them); let new experiences and new people shape you positively.  College is an opportunity to refashion yourself.  If people didn't like you in high school, all the more reason to examine your behaviors and attitudes and try to be better.  Open the door for someone carrying bags instead of rushing through it in front of them.  Serve others.  Make it a priority to smile and say hello to three people everyday.  Be less critical (something I'm guilty of!) of others.  They're struggling just as much as you are, and sometimes a lot more than you are.  Be better.

Saturday, March 1, 2014

March Moodboard

I finally got around to making a moodboard! I don't know why the month of March is always associated with the color green (probably St Patrick's Day...), but there you go.


~From Lily With Love~